Every stage of life, covered since 1996
From a first salary to retirement, with a Johannesburg brokerage that has been here the whole way.
- First job
- Getting married
- New baby
- First home
- Retirement
- First job. A first salary is a sensible time to start a small monthly amount, and to ask whether the cover that comes with the job is enough on its own.
- Getting married. Two incomes, shared debts, and someone who would feel it if one of you died. We help you look at life cover and savings that fit a household.
- New baby. A child changes what life cover is for. We help you think about who would need money, and for how long, before you look at a quote.
- First home. A bond is usually the largest debt a family takes on. We help you check that life cover and short-term insurance match the home you have just bought.
- Retirement. The years you stop working are the point of the earlier saving. We help you make sense of retirement annuities, tax-free savings and any other pots you already have.
Illustration
See what your money could become
Move the sliders. The figure is a general illustration of monthly saving, not a promise and not personal advice.
What we help with
The decisions families actually plan for
Investments come first, because that is what most families ask about. Cover for life, cars, homes, medical costs and, for some clients, a film set sits alongside that.
Investments
Retirement annuities, tax-free savings, flexible investments and endowments, compared in plain language for families and individuals.
Life cover
A lump sum if you die, sized around the people and the debts that would be left, not around a slogan.
Short-term insurance
Car, home and contents for families. Property, liability and transport cover for businesses.
Medical aid and gap cover
Help comparing medical schemes, and gap cover that can assist with some shortfalls. Limits apply, and we will say so.
Film industry
Preferred broker for KEU. A practical conversation about equipment, vehicles, liability and the dates of a shoot.
People
A small Johannesburg team
You will speak to a person at NCJ, not a call centre. Photos, roles and biographies are still being added.
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Jonothan Skews
Role to be confirmed TODO
Photo, role and biography to be added.
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Matthew Wiid
Role to be confirmed TODO
Photo, role and biography to be added.
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Marlene Van Zyl
Role to be confirmed TODO
Photo, role and biography to be added.
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Lindi Mduli
Role to be confirmed TODO
Photo, role and biography to be added.
Tell us what you are planning for
A quote, a question, or a look at the retirement illustration. We reply from matt@ncj.co.za. What you read here is general information, not personal advice.